Investment Properties

Investing in real estate within Dufferin County and Peel Region offers a way to build long-term wealth through rental income and capital appreciation. Successful investors focus on cash flow, which is the money remaining after you pay the mortgage, property taxes, insurance, and maintenance costs.

In Ontario, residential tenancies fall under the Residential Tenancies Act. You must use the Ontario Standard Lease for all new tenancies. This document creates a clear legal framework and protects both you and your tenants. The provincial rent increase guideline applies to most rental units first occupied for residential purposes before November 15, 2018. Newer buildings often remain exempt from this specific cap, allowing for more flexible market-rate adjustments.

When selecting an investment property in Orangeville, Caledon or Shelburne, consider the type of tenant you want to attract. Single-family homes often see lower turnover rates, while multi-unit properties or basement suites can generate higher total monthly revenue. In Caledon, rural properties may offer significant land value but require specialized knowledge regarding septic systems and well water.

You should also factor in the Non-Resident Speculation Tax (NRST) if you are not a Canadian citizen or permanent resident. As of 2026, this tax is 25% and applies to residential purchases across the province. Remember that income properties typically require a minimum down payment of 20% if you do not intend to live in one of the units.