The Best Real Estate Agent for First Time Home Buyer – Horning’s Mills Edition

Best Real Estate Agent for First Time Home Buyer in Mulmur
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Tips for First Time Home Buyers – Find the Best Real Estate Agent Near Horning’s Mills

For many people, buying a home is a major milestone. It’s a huge investment and an even bigger responsibility. There are so many things to consider when you’re thinking about purchasing your first house: location, size, style of the neighbourhood, proximity to schools or public transportation. Buying your first home can be overwhelming! In this blog post, we will go over some tips for navigating the process as smoothly as possible to make sure that you end up in the right place with the right mortgage at the right price. We hope you can find the best real estate agent for first time home buyer Horning’s Mills, Ontario.

First, figure out how much you can afford. This is extremely important and will likely impact your decision the most when it comes to the location and style of the house. Make sure that once you add up all of your monthly bills such as utilities, credit card payments, student loans repayment etc., this number still falls within a reasonable range for what you would be able to pay each month on a mortgage payment (including principal + interest). Also, don’t forget about taxes! When first time home buyers worry about affordability, they often neglect things like property tax which can end up being more expensive than expected depending on where you live – especially if the government decides to raise them in order to improve public services or infrastructure.

Once you have an idea of how much you can afford to spend on a home, take into consideration how much money you have saved up for the down payment. Although first time buyers are often able to obtain first mortgages with as little as five percent down – because of tightening credit standards in recent years it’s becoming increasingly difficult to secure loans without 20% or more upfront which is where your savings will come in handy.

The next step would be to decide where you want to buy. If you know exactly what you’re looking for when it comes to style, location and amenities but the area has a limited supply of homes available in your price range (or if listings are selling very quickly) then consider making an offer on an already existing home that seems like a good fit.

If there is more than one first time buyer interested in purchasing the same home, then whoever offers the highest purchase price first will most likely get their bid accepted – even if they aren’t willing or able to spend as much money upfront. This can lead first timers into bidding wars which aren’t always ideal but sometimes necessary depending on how desperate someone might be feeling after losing out on multiple other properties.

Speaking of desperation – it’s important to try not to get too emotionally invested in any one property. It can be easy for first time buyers who are new to the idea of homeownership and have yet to experience anything but disappointment when searching for their dream home, so don’t overextend yourself financially by getting caught up trying to win at all costs! Sometimes you just need an experienced realtor with a fresh perspective on things… which is why we would love nothing more than help first time buyers find exactly what they’re looking for without breaking the bank or taking out loans that they won’t realistically be able to pay off quickly enough. If there seems like there isn’t much hope, then consider renting instead until you feel ready (and capable) to purchase a home.

We hope that this blog post was helpful for first time buyers – feel free to reach out if you have any other questions or need more advice! We’re always here to help you find the best real estate agent for a first time home buyer in Horning’s Mills, Ontario.

Jennifer Jewell Avatar

Jennifer Jewell, a licensed real estate representative serving Caledon, Orangeville, Shelburne, Dufferin County and Peel. A graduate of both Humber College and the Ontario Real Estate College Jennifer earned her stripes selling a high volume of real estate in the city, gaining the experience of handling twenty-plus multiple offer situations with a top one percent, multiple award-winning real estate group. A ten-year resident of Dufferin County Jennifer made the move north and quickly made a name for herself, with a reputation for tenaciously protecting her client’s interests. Jennifer is dedicated to serving you with savvy client-focused negotiations and state-of-the-art marketing strategies. Loyal clientele, personal referrals and repeat business form the foundation of Jennifer’s career offering seamless assistance to you for every aspect of your home purchase or sale. Contributor to the Toronto Star, Orangeville Banner and Caledon Citizen as well as being named ThreeBest Rated Five years straight with over 150+ Google reviews and growing. Get in touch with Jen here.

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